Credit card issuers can no longer charge “excessive” late fees for credit cards, thanks to a recent ruling from the Consumer Financial Protection Bureau (CFPB). Previously, a late payment may…

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to…

Changes are slowly filtering through the U.S. housing market. Mortgage rates have remained largely unchanged over the past month. Sellers are discounting list prices, but the government shutdown is impacting…

When you refinance your mortgage, you replace your existing home loan with a new one for the same property. The funds from your new mortgage pay off your existing loan,…

If you need to finance an unexpected cost, personal loans and credit cards are two popular options. Both have simple applications, and you can often receive your loan funds or…

Your deductible is how much you have to pay for repairs to your vehicle before your insurer will help with the cost after a collision or comprehensive claim. In general,…