Κωνσταντίνος Κουτουλάκης

For most Americans, Social Security income is a necessity to cover their expenses during their golden years. In 22 years of annual polling from Gallup, no fewer than 80% of…

Down between 19% and 28% from their all-time highs, dividend growth stocks Unilever (NYSE: UL), The Hershey Company (NYSE: HSY), and Lamb Weston (NYSE: LW) currently trade near once-in-a-decade valuations.These…

There’s no disputing that a secured credit card may help you build credit when used wisely. That said, secured cards often have minimum security deposits and high APRs. Plus, card…

It's generally never a good idea to stop paying your credit card bills. Missing a payment by a single day can be costly, and the longer you go without paying…

Credit card issuers can no longer charge “excessive” late fees for credit cards, thanks to a recent ruling from the Consumer Financial Protection Bureau (CFPB). Previously, a late payment may…

Think about all of the information your bank has about you and your finances. When you open a bank account, you’re trusting that financial institution with your money, as well…

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to…

With the right strategy, you can pay off your loans faster than you might think. Whether you're carrying federal or private student loans, accelerating your repayment can save you thousands…

Changes are slowly filtering through the U.S. housing market. Mortgage rates have remained largely unchanged over the past month. Sellers are discounting list prices, but the government shutdown is impacting…

When you refinance your mortgage, you replace your existing home loan with a new one for the same property. The funds from your new mortgage pay off your existing loan,…